Zertiban connects your ERP or SaaS with the main banking entities via PSD2. Your customer opens the link, selects their bank and authorizes payment initiation or account aggregation from their own online banking. No cards or other methods that are more expensive and harder to reconcile, no complex flows. Fast, simple and secure.
Choose the product based on your use case. Both share the same infrastructure, credentials and webhooks.
Generate a payment link for an invoice with a single API call. When your customer pays from their bank via instant transfer, you receive the notification immediately. Zero direct banking integration.
Open Banking payment flows with Zertiban's generic API. Create a flow, give the URL to the payer and receive a notification of the final status upon completion. Zertiban manages the payment flow and its banking process.
The same flow applies to PagaFactu and ZertiPay. The difference is in the level of control you have over the payer experience.
You call the Zertiban API with the invoice data. In milliseconds you get a payment URL (and optionally a PDF with QR for PagaFactu).
The customer opens the link, selects their bank and authorizes the transfer using their own online banking. Zertiban handles the PSD2 connectivity. No friction, no apps to install.
Zertiban sends a signed webhook to your endpoint as soon as the payment is confirmed. Your ERP marks the invoice as paid automatically.
Set up once and unlock PagaFactu and ZertiPay with the same credentials.
Organization · IBAN · API keys
Client Credentials · Bearer token
HTTPS · HMAC · Retries
